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Lendy

  1. Portsmouth
  2. Portsmouth Finance

Reviews, get directions and contact details for Lendy

Lendy
Address: Brankesmere House, Queens Cres, Portsmouth PO5 3HT, UK
Phone: 0800 779 7706
State: Portsmouth
City: Portsmouth
Zip Code: PO5 3HT

opening times

Monday: 9:00 AM – 5:30 PM
Tuesday: 9:00 AM – 5:30 PM
Wednesday: 9:00 AM – 5:30 PM
Thursday: 9:00 AM – 5:30 PM
Friday: 9:00 AM – 5:30 PM
Saturday: Closed
Sunday: Closed

Update Info
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Reviews
Don't know what the 1-star reviewers have been doing on here, but as long as you spread your risk out over many loans and keep track of how they're doing, you should be fine. Don't want to risk as much? Go for a 7-8% loan with a low LTV. Want to be riskier? 12%, but again stick to the low LTV and you will be fine. The Daily Telegraph have written a few articles about Lendy, but they seem almost fear-mongering, it's a P2P lending platform lending to property developers so it's not uncommon for loans to go past the due date. You still get the interest, so who cares? If you do invest, DO NOT RISK MORE THAN YOU ARE WILLING TO LOSE. If you want to make 8-12%, use Lendy but be careful. If you want to make 0.5%, open a savings account.
7 years ago (17-04-2018)
Do not do it. Survey valuations are to be laughed at. Huge loan defaults as of today of £37 MILLION (yes Million) and more to come. Risk your capital for 12% not me anymore, pulling every penny out when they ever sell the repossessions and even then you only get 50% out. Huge losses. Lendy does not lose money if a company default it is the poor investor ME !!! Read other reviews on major sites google.it and don't put even £1 of your money here. Repeat they have £37 Million of loans defaulting not their money OUR MONEY!! They do not even care..... A really good example Westbury Castle Loan valued at £4.9Million and when it was repossessed sold at £1.5Million. So Lendy investors are down £millions. !!!!!!!!!
7 years ago (09-03-2018)
Don't go here too risky. Im a small invester under 8k spread around about 7 developments, less than 30.00 interest now, set to drop to zero shortly as more are defaulting, I would have been better off just spending it. I can't withdraw its all in default, I will when and if I can, hard to believe that such diverse developments would all fail to repay. A partial repayment on a house valued at over 4 million and sold at a significant loss means lots of us are losers.
7 years ago (25-04-2018)
Do not invest here. Started off well as Savings Stream but going from bad to worse in the past year or so. They have so many loans in default. I trickled money into many different loans to mitigate the risk but find that all I've put in is now tied up in loans that are in default or suspended. Please beware.
7 years ago (19-03-2018)
Been investing with Lendy for over a year. I choose the loans I want to put my money into. Loan agreements are between lender and borrower (That's me & other investors) so if Lendy went down the pan the asset belongs to the investors not lendy and can not be touched to pay any Lendy debts. All loans have a first charge plus company debentures and cross corporate security as well as personal guarantees from directors. If they don't pay the loan they stand to lose the shirt on their back. Lendy are monitored bt the FCA and have very strict regulations to adhere to. The FCA are watching all P2P platforms very closely and recently fined very heavily one of the pay day loan platforms. Pay day loan platforms exploit the poor. Lendy provide a commercial bridging loan platform to fat cats so I have no moral issues making money out of those who have the wealth.
7 years ago (02-01-2018)
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