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Reviews, get directions and contact details for Discovery Credit Union

Discovery Credit Union

About

We are a Dundee-based not for profit financial co-operative owned and run by our members to provide savings and loans.

Story

We are a Dundee-based not for profit financial co-operative owned and run by our members to provide savings and loans.

Mission

To provide high quality community financial services to all those who live, work or study in DD1 to DD7 post codes - our common bond.

Products

** A savings account with free life insurance.

** Low-cost and responsible loans.

** A payroll deduction scheme for employees to make regular savings.

*******

OUR LOAN PRODUCTS

SECURE SAVERS LOAN
(0.69% per month - 8.3% APR)

A loan that keeps your savings in tact. You can borrow up to the balance of your savings.

STANDARD SAVERS LOAN

Members who have been saving with us on a regular basis (9 consecutive weeks or 3 consecutive months) can apply for a multiple of their savings balance.

- Loans up to £1250 (2.75% per month - 38.5% APR)
- Loans between £1251 and £2500 (1.75% per month - 23.1% APR)
- Loans over £2501 (1% per month - 23.1% APR)

DISOVERY LOAN
(3% per month - 42.6% APR)

For existing and new members who have not yet built up sufficient savings to apply for a Standard Savers Loan.

- Initial loan value up to £400
- Subsequent loan values up to £800
- Regular top ups available

FREEDOM LOAN
(2% per month - 26.8% APR)

Loans between £1250 and £7500 for members saving through payroll deductions. Not liked to value of savings held.

TERMS AND CONDITIONS
- Interest charged on your reducing balance only
- No arrangement fees
- No late penalty payments
- No early repayment charges

Address: Central Library, Wellgate Centre, Dundee DD1 1DB, UK
Phone: 01382 431505
ku.oc.ucyrevocsid@ofni
State: Dundee City
City: Dundee
Zip Code: DD1 1DB

opening times

Monday: 10:00 AM – 3:00 PM
Tuesday: 10:00 AM – 3:00 PM
Wednesday: 10:00 AM – 3:00 PM
Thursday: 10:00 AM – 3:00 PM
Friday: 10:00 AM – 3:00 PM
Saturday: Closed
Sunday: Closed


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Reviews
Amazingly helpful, couldnt ask for more. Definitely glad i used them.
8 years ago (06-12-2017)
I was appalled at the response from these people. They are meant to help us not get a payday loan but here i am having to get one because i got refused due to ONE bank charge coz of the contactless payment, ridiculous
8 years ago (27-11-2017)
Staff are really friendly and helpful every time I contact them
8 years ago (05-12-2017)
I don't know what I'd do without the credit union. They've really helped me out.
8 years ago (05-12-2017)
Always try to help as much as possible xx
7 years ago (28-12-2017)
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