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About We are a Dundee-based not for profit financial co-operative owned and run by our members to provide savings and loans. Story We are a Dundee-based not for profit financial co-operative owned and run by our members to provide savings and loans. Mission To provide high quality community financial services to all those who live, work or study in DD1 to DD7 post codes - our common bond. Products ** A savings account with free life insurance. ** Low-cost and responsible loans. ** A payroll deduction scheme for employees to make regular savings. ******* OUR LOAN PRODUCTS SECURE SAVERS LOAN (0.69% per month - 8.3% APR) A loan that keeps your savings in tact. You can borrow up to the balance of your savings. STANDARD SAVERS LOAN Members who have been saving with us on a regular basis (9 consecutive weeks or 3 consecutive months) can apply for a multiple of their savings balance. - Loans up to £1250 (2.75% per month - 38.5% APR) - Loans between £1251 and £2500 (1.75% per month - 23.1% APR) - Loans over £2501 (1% per month - 23.1% APR) DISOVERY LOAN (3% per month - 42.6% APR) For existing and new members who have not yet built up sufficient savings to apply for a Standard Savers Loan. - Initial loan value up to £400 - Subsequent loan values up to £800 - Regular top ups available FREEDOM LOAN (2% per month - 26.8% APR) Loans between £1250 and £7500 for members saving through payroll deductions. Not liked to value of savings held. TERMS AND CONDITIONS - Interest charged on your reducing balance only - No arrangement fees - No late penalty payments - No early repayment charges
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